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An Introduction to self build

3. Why Bother

 

Why Bother

You save 40% on average sometimes more, so for example a £200,000 house is obtained for £120,000. We have seen homes built recently for well under £50,000.

Many people have a home larger and nicer than they could normally afford.

Many who could not get a mortgage for a home in their area due to mortgage multiples and salary limits, will be able to with the lower cost.

Some build a series of homes, soon having no mortgage and becoming very wealthy.

You have the home that you like, not something that will sort of  do.

You will feel great, what an achievement, and its fun too.

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Example.

House value in area £200,000.

Self build at 40% less so for £120,000

Immediate equity £80,000

You could move in for a while, sell it and pocket the £80,000 tax free, not bad for about a years fun part time. 

How much a year do you think you would have to earn working to end up with £80,000 after tax, NI and other costs?

 

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